Critical Illness Insurance

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If you were diagnosed with a serious illness could your family cope financially?

If you worry about how your family would manage financially in the event of a critical illness or the inability to work long-term, critical illness cover is a solution worth considering.

How can critical illness cover help you?

Critical illness cover provides financial support if you are diagnosed with specific life-threatening illnesses. The policy pays out a tax-free lump sum to help ease the financial burden post-diagnosis. While each policy covers a defined list of health conditions, these typically include cancers, strokes, kidney failure, heart attacks, and major procedures like transplants.

Critical illness cover can be obtained as a standalone policy or combined with your life insurance. We at The Mortgage Bubble can assist you in selecting the coverage that matters most to you and your family.

Do I need critical illness cover?

Critical Illness insurance may benefit you if you have dependants who rely on you financially. By ensuring financial security when facing unforeseen health conditions, it is the best health insurance policy to safeguard against unexpected medical expenses.

It is important to note that critical illness cover does not accumulate cash value, and maintaining the premiums is crucial to keep the coverage in place.

Speak To An Expert

At The Mortgage Bubble, we provide personalised and comprehensive services and support. From the first meeting to completion, we are here to guide you throughout your financial journey.

What Information Will need to be provided to get critical illness insurance?

Personal information will be needed such as height, weight, smoker status and a general health questionnaire will need to be completed. The insurer will underwrite your policy when the application is submitted and also again at the point of claim.

In the event of a claim will I pay tax on the lump sum?

In the event of a claim, pay outs are paid tax free.

Would my critical illness insurance premium ever change?

Your critical illness insurance premium can be arranged on a guaranteed basis which means the premium will never change.