How It Works
1. Free Appointment
We offer flexible mortgage advice, working around you and your schedule
Simply fill out our online form or give us a call to receive your free mortgage advice. We’re committed to understanding your unique needs and providing personalised solutions.
2. We Search 1000's of Deals
As an award-winning mortgage broker, we advise you on only the best mortgages.
Our dedicated mortgage advisors will search 1000’s of exclusive deals to find the best solution for your individual circumstances. Saving you time and money.
Who are The Mortgage Bubble?
Mortgage advice nationwide – your trusted partner in Basingstoke
When it comes to navigating the house-buying process, our expert mortgage advisors are here to provide detailed advice, from obtaining an agreement in principle to handing you the keys to your new property.
As award-winning mortgage advisors in Basingstoke, we’ll support you every step of the way, whether you are a first-time buyer, current homeowner or property investor. So, if you are looking for a mortgage advisor in Basingstoke, click the link below.
Our Equity Release services will help you access the money tied up in your home to help you live a brighter future
Want to talk through your options?
How about a FREE 30-minute call with one of our Basingstoke mortgage advisors?
How long the mortgage process takes will depend on whether you are remortgaging or buying a property. We always advise if you are remortgaging, to start this process 6 months before your current mortgage deal ends as this will give you the flexibility to obtain a better interest rate if interest rates decrease or if interest rates increase, you can still stick with the lower interest rate. You will have the best of both worlds.
If you are purchasing a property this process can depend on if you are a first-time buyer or moving home. The more properties being sold and purchased in your chain, the longer this can take. On average house purchases currently take anywhere from 8 – 14 weeks.
If your credit file is imperfect, including; County Court Judgements (CCJ’s), Defaults, Missed Payments, Bankruptcy or Debt management Plans all hope may not be lost. Our award-winning mortgage advisers can work with you on a suitable plan to make homeownership a reality. check out our bad credit mortgage page for further information.
How much deposit you need will depend on your circumstances and the options available. Banks and Building Societies all have different lending criteria and factors such as age, credit status and employment status will play a part in determining their mortgage offer and how much they will be willing to lend to you.
Banks and Building Societies will also assess the property you want to buy and consider the property’s age and type when considering the required deposit size.
Usually, the minimum deposit is 5%. However, if you are currently renting and have been for at least 12 months, please read our guide on how a 0% deposit for renters could benefit you or contact us for further information.
Contact one of our mortgage advisors Basingstoke, who can discuss the exact deposit you will need.
We don’t just provide mortgage advice to Basingstoke. We generally provide our award-winning mortgage advice Nationwide.
We suggest seeing a mortgage advisor as early as possible in your mortgage journey. A mortgage advisor will be able to tell you your borrowing capacity and what type of mortgage products are best for you, considering your goals and any issues that could come up further down the line. Not only will this save you time it could also save you money. For further information contact us.
All of our initial mortgage advice is fee free. We may charge a fee for processing the mortgage for you, and the fee will be determined by your circumstances. The fee will never go over 2% of the loan amount or £1,295 which ever is higher.
Yes, you can get a mortgage if you are a sole trader or a limited company director. Just like someone employed, your credit file is looked at in the same way. Generally, if you are a sole trader, then the lender will look at the last 2 years’ tax returns (if you only have a tax return for 1 year, we can still help) and if you are a limited company director then your salary and dividends for the last 2 years are taken into account or we can use your companies net profit if you have limited your dividends (again if you have accounts for just 1 year, we can still help).
We get results.
Have used Joe at The Mortage Bubble for the last 4 years. Joe set up our initial mortage and is now arranging our second remortage! Excellent service, very friendly and makes it such an easy process! We couldn’t be happier and can see why they are Basingstoke’s best mortgage advisors.Naomi,
Joe has been absolutely brilliant with us when it’s come to us re-mortgaging. We were both incredibly nervous with the rates on the rise but Joe showed us all our options and has made the process very smooth! Would recommend The Mortgage Bubble to anyone! Basingstoke’s best mortgage brokers.
Joe has helped us from day one of our property journey, 5 years later he is still assisting us in understanding out mortgage options. It is such a big thing when looking at the minefield of mortgages and borrowing options but Joe thinks of all options and guides you through the process. Great service, quick response time and just overall best service.
Joe has been a huge help for buying my first home! He has been super friendly and given loads of information and support on the general process of buying a house as well as facilitating my mortgage. He gave useful insights and guidance to me as I had no idea what I was looking for and was someone I could really trust. He has been a huge help throughout the process and was always available to call or drop him a quick message on any questions I had. Sorting the mortgage was super simple and quick once I got his help and everything became a lot less confusing! Professional but so personable, a huge huge help. Thank you, Joe!
I would highly recommend The Mortgage Bubble after they done my remortgage. They were helpful, professional and kept me up to date with every development. I will definitely use their services again. Basingstoke’s best mortgage advisor.
The help we received buying our first home was amazing. We used the help-to-buy scheme and they dealt with everything from the mortgage and the help-to-buy application. Then liaised with our solicitors until we got the keys. We could not be any happier.
By far the best when it came to providing me advice on my house purchase and remortgage. A solution was found for every hiccup where I have seen others struggle in the past. I could not recommend any higher.
During a house purchase our existing mortgage adviser let us down at the last minute. Joe was fantastic. He instantly got on the case and went above and beyond to secure a much better mortgage offer and saved us from having to pull out of our dream home purchase. We’ve vowed never to use anybody else for our mortgage and will be remortgaging with him again soon.