Award Winning Mortgage Advisors in Basingstoke
We are award-winning mortgage advisors based in Basingstoke, Hampshire. With appointments available online, over the phone or even in the comfort of your own home. Providing expert advice you can trust. Mortgages made simple.
Get in touch for a no-obligation chat about how we might be able to help you.
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What Does A Mortgage Broker Do?
Joe Capon introduces The Mortgage Bubble and explains the role of a mortgage broker.
Our role is essentially to find out what our clients are looking to do. It could be a first-time buyer or someone looking to move home – and with the information from the client, we put together a tailored mortgage plan.
Mortgage Advice in Basingstoke
Access a wide range if first-time buyer, home mover and remortgage deals available to you
Equity Release Advice in Basingstoke
Our Equity Release advisors will help you access the money tied up in your home to help you live a brighter future
Protection Advice in Basingstoke
Our protection services will set up the right policies to give you and your family peace of mind when it is needed
A lifetime mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead. This is a referral service.
How It Works
1. Free Appointment
We offer flexible mortgage advice in Basingstoke, working around you and your schedule
Simply fill out our online form or give us a call to receive your initial fee free mortgage advice. We’re committed to helping you understand your unique needs and providing personalised solutions. Whether you are looking to buy your first home, move home or start investing in property in Basingstoke, our expert mortgage brokers are here to help.
2. We Search 1000's of Deals
As an award-winning mortgage broker, we advise you on only the right mortgages.
Our dedicated Basingstoke mortgage brokers will search 1000’s of exclusive deals to find the best solution for your individual circumstances. Saving you time and money.
3. Dedicated Case Manager
Sit back and relax whilst we progress your mortgage application.
Your case manager will progress your mortgage application, liaising with the lenders and associated parties and have your mortgage offer issued as quickly as possible. Contact your Basingstoke team today.
Your home may be repossessed if you do not keep up repayments on your mortgage
During your Initial Fee FREE mortgage review, our mortgage advisors can help with…
First Time Buyers
Current Home Owners
Property Investors
Who are The Mortgage Bubble?
Mortgage advice nationwide – your trusted partner in Basingstoke
When it comes to navigating the house-buying process, our expert mortgage advisors are here to provide detailed advice, from obtaining an agreement in principle to handing you the keys to your new property.
As award-winning mortgage brokers in Basingstoke, we’ll support you every step of the way, whether you are a first-time buyer, current homeowner or property investor. So, if you are looking for a mortgage broker in Basingstoke, click the link below.
Have a question?
Below are the most frequently asked questions our Basingstoke mortgage brokers get asked:
How long the mortgage process takes will depend on whether you are remortgaging or buying a property. We always advise if you are remortgaging, to start this process 6 months before your current mortgage deal ends as this will give you the flexibility to obtain a better interest rate if interest rates decrease or if interest rates increase, you can still stick with the lower interest rate. You will have the best of both worlds.
If you are purchasing a property this process can depend on if you are a first-time buyer or moving home. The more properties being sold and purchased in your chain, the longer this can take. On average house purchases currently take anywhere from 8 – 14 weeks.
If your credit file is imperfect, including; County Court Judgements (CCJ’s), Defaults, Missed Payments, Bankruptcy or Debt management Plans all hope may not be lost. Our award-winning mortgage advisers can work with you on a suitable plan to make homeownership a reality. check out our bad credit mortgage page for further information.
How much deposit you need will depend on your circumstances and the options available. Banks and Building Societies all have different lending criteria and factors such as age, credit status and employment status will play a part in determining their mortgage offer and how much they will be willing to lend to you.
Banks and Building Societies will also assess the property you want to buy and consider the property’s age and type when considering the required deposit size.
Usually, the minimum deposit is 5%. However, if you are currently renting and have been for at least 12 months, please read our guide on how a 0% deposit for renters could benefit you or contact us for further information.
Contact one of our mortgage advisors Basingstoke, who can discuss the exact deposit you will need.
We don’t just provide mortgage advice to Basingstoke. We generally provide our award-winning mortgage advice Nationwide.
We suggest seeing a mortgage advisor as early as possible in your mortgage journey. A mortgage advisor will be able to tell you your borrowing capacity and what type of mortgage products are best for you, considering your goals and any issues that could come up further down the line. Not only will this save you time it could also save you money. For further information contact us.
All of our initial mortgage advice is fee free. We may charge a fee for processing the mortgage for you, and the fee will be determined by your circumstances. The fee will never go over 2% of the loan amount or £1,295 which ever is higher.
Yes, you can get a mortgage if you are a sole trader or a limited company director. Just like someone employed, your credit file is looked at in the same way. Generally, if you are a sole trader, then the lender will look at the last 2 years’ tax returns (if you only have a tax return for 1 year, we can still help) and if you are a limited company director then your salary and dividends for the last 2 years are taken into account or we can use your companies net profit if you have limited your dividends (again if you have accounts for just 1 year, we can still help).